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We all work hard for the money we have. So, it is sensible to make the most of what you earn. There are lots of ways to do this. One of which is to invest some of your spare cash. Here are a few approaches you could take.

Use an agency to build an investment plan for you

In the past, only the very wealthy were able to put together investment plans. They could easily invest in start-ups, raw materials, shares, development projects and a long list of other schemes. Today, it is possible for ordinary people to do the same. You can get started with a surprisingly small amount of money. If you are interested in doing so you can easily find out more here.

Stocks and shares ISA

Individual Savings Accounts (ISAs) are something most of us are familiar with. They work well for most people, with the added benefit that the interest you get is tax-free.

money investment

But, did you know you can have a Stocks and Shares ISA and benefit from tax-free dividends? Well, you can and there are quite a few firms out there that offer them. Opening one of these ISAs is a good way to diversify your savings.

Invest in your home

Adding value to the home you own is a great way of making the most of your money. Spending a bit of time and money on home improvements can make your house or flat worth far more than it is now.

The trick is to choose projects that offer a good return on your investment. In most areas loft conversions, extensions and installing a new kitchen or bathroom will all work well. Provided the property prices are high enough in your area the value of your home will increase by more than you spent on the project. It is also worth considering investing in your garden or looking into converting your basement. Or, even creating some sort of garden room. A guest house or office in your garden has the potential to bring in some extra cash for the family.


There are lots of possibilities. Often, you can do some of the work yourself to keep the price down. Plus, there is the added benefit that your home will also be nicer to live in.

Invest in yourself

Don’t forget to invest in yourself. Spending some time and money on getting better qualifications can really pay dividends over the long term. It can make it easier for you to land a better paying job and find work quickly should you be made redundant.

Spending some cash on starting your own business is another option. There are dozens of businesses you could start without having to invest a huge amount of money. You can find plenty of suggestions online.

So, there you have it four ways to invest some of your money. Now, I am not saying that all of them will be suitable for you. I am not a trained financial advisor. But, hopefully, you will find some of the above suggestions of interest. So, why not speak to a professional to find out more about the ones that interest you and learn more about making your money work for you.

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I’m Stacey, in my mid-late 30’s, from a tiny village (officially a hamlet) in Lincolnshire.

I’m a mum to two handsome boys. They’re both diagnosed autistic but that only makes them different, not less. Barney, a Frenchie x Beagle, is my furbaby. Owner of a husband too!

Blogging about lifestyle and books with a bit of everything else thrown in!

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