Four ways to save money through the year for Christmas

(Yes I know, I’m about to use that word, but…) Christmas can be a really expensive time of year for many people – especially if you have multiple children to buy for. Add to that buying gifts for other family members, it can all add up to a costly amount so I like to save money where I can. I know some people only buy gifts for children, but I’m a self-confessed giver as I just love to see the reactions when somebody opens a present I’ve spent the time researching and wrapping – possibly even making!

During the last few years I’ve become accustomed to a few really easy ways to save money through the year to use for Christmas presents (and sometimes food). I could say that you’ll be earning free money though it’s technically not, as you do need to spend to earn with some of the methods. But you don’t need to spend any more than you normally would, and you’ll see why.  Read more

How You Could Split The Money If You Won The Lottery

a pile of bank notes; How I Would Split the Money if I won the LotterySource

Winning a lottery has some of the lowest odds in the world. The probability of winning a jackpot is 1 in 13,983,816. However, that does not stop people from purchasing lottery tickets. People are always looking for tips for how to win the lottery and make the big killing.

Now, what next when the tips work perfectly and you become the next millionaire? You first have to take care of the preliminary stages like understanding the tax implications and other local guidelines. Once that is sorted, here are some of the ways to use the winnings. Read more

Everything You Need To Know About Personal Insurance

large house with lights on; Everything You Need To Know About Personal InsuranceImage by Pexels from Pixabay 

In an age where everything is uncertain, ensuring the financial wellbeing of your family is crucial. If you quickly think of what you have and what you need to continue with life as it is. Many would say a phone; others would say a car, and homeowners would say my house. Well, all of these items are important to everyone, and in many instances, with technology being where it is, replacing a car or even a modern phone might end up being too costly for some.  Read more

A Few Simple Tips For Saving Some Extra Cash

If there are two things we know that we could use more of, it’s time and money. For most of us, it seems that no matter what you do, you never seem to have enough of either. While creating extra time is something we, unfortunately, cannot help with, saving you some extra money is.

In this post, we are going to take a comprehensive look at a few ways you can make and save some extra money throughout the year. Should you choose to follow our simple tips, you may find that by this time next year, you are in a much better financial situation.

A Few Simple Tips For Saving Some Extra CashImage Credit – Pexels CC0 Licence Read more